December 2018


Updated Policy Revisions Commission Guidelines

We are updating our Policy Revisions Commission Guidelines to include internal replacements associated with our most recent acquired company, Liberty Life Assurance Company of Boston. These commission guidelines will be effective January 1, 2019.

Expedited Support for Licensing, Contracting and Commission Calls

In an effort to continuously improve our service to you, all calls relating to licensing, contracting and commissions will be routed to our contact center. Having a team of support specialists to assist you will provide quicker response time and maximum efficiency, and will ultimately allow us to commit to faster-contracting timelines and compensation deliveries.

Protective Life Product Changes Effective January 1, 2019

Don’t forget that on January 1, 2019, we’re making a few product changes affecting our Protective Advantage ChoiceSM UL and Protective Custom ChoiceSM UL products. We’re reminding you of this information to assure clients continue receiving the value they expect out of their Protective Life solutions.

Initial Premium Acceptance Rules
Conditional Receipt Limits

As you’re wrapping up your year-end business and ramping up for a strong 2019, make sure your cases are efficiently pushed through our new business process. One easy way to ensure this: submit premium with new life insurance applications. And for a full set of guidelines, take a look at our Initial Premium Acceptance Rules.

Products Available for Conversion

We know that clients’ needs change over time. That’s why we offer policyholders who own a qualifying life insurance policy the ability to convert or exchange their policy to an eligible Protective Life permanent insurance option—without having to provide evidence of insurability.

Keeping Score – the Protective Way

As the year-end season quickly comes to a close, we believe it’s important to slow down and celebrate all we accomplished together over 2018 before turning our focus to a new year of goals and initiatives.
Take a moment to read a reflection of the year from Dave Sheridan, Protective Life’s vice president and managing director of life distribution, specifically highlighting the scores and victories that truly matter in our industry.