We’re excited to announce three new riders are now available in New York for ProClassic IISM UL. Below you will find information on how they could be perfect for your clients.

Accidental Death Benefit Rider

Provides extra life insurance coverage and increases the death benefit paid to your client’s beneficiaries if their death is the result of an accident.

Children’s Term Life Insurance Rider

Provides death benefit protection for all-natural, adopted, stepchildren, and future children, aged 15 days through 18 years, at the time your client’s policy is issued.

Waiver of Specified Premium Rider

Premiums are waived if you become disabled, with a six-month elimination period before the waiver benefit takes effect.

These three riders are in addition to the already available Income Provider Option.

Questions? Please contact your Protective Life Representative.

Let’s deliver on our promises. Together.

For Professional Use Only. Not for Use With Consumers.
ProClassic II (UL-25) is a universal life insurance policy issued by Protective Life Insurance Company in all states except New York where it is issued by Protective Life & Annuity Insurance Company under form number (UL-25-NY). Protective Life Insurance Company is located in Brentwood, TN, and Protective Life & Annuity Insurance Company is located in Birmingham, AL. Policy form Policy form numbers, product features, and availability may vary by state. Consult policies for benefits, riders, limitations, and exclusions. Subject to underwriting. Up to a two year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. All payments and guarantees are subject to the claims-paying ability of the issuing company.

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