Protective Life is proud to offer Protective^® Classic Choice Term — one of the most competitively priced term products on the market. Beginning January 13, 2020, you can offer this same great term solution at rates that are an average of 0.99% lower.

As a reminder, the new Suitability and Best Interests in Life Insurance and Annuity Transactions regulation, formerly known as “New York Insurance Regulation 187”, goes into effect for life insurance February 1, 2020. Product-specific training is required prior to the solicitation or sale of Protective Life and Annuity Insurance Company’s products.

Don’t forget! The Internal Revenue Service (IRS) recently announced upcoming changes to the per diem limitations for periodic payments received under qualified long-term care insurance policies and certain life insurance policies which offer accelerated death benefits for chronic illness care.

The Internal Revenue Service (IRS) recently announced upcoming changes to the per diem limitations for periodic payments received under qualified long-term care insurance policies and certain life insurance policies which offer accelerated death benefits for chronic illness care.

Don’t forget! The new Suitability and Best Interests in Life Insurance and Annuity Transactions regulation, formerly known as “New York Insurance Regulation 187,” goes into effect for life insurance February 1, 2020.

We will be reducing our cap rate and illustrated rate on Protective Indexed Choice^SM UL. Learn more about what to expect and when the changes will take effect.

The 2019 Protective Life Sales Convention will be held October 5-11, 2020 in the historic city of Athens, Greece. And you don’t want to miss it!

We’ll be replacing and removing several products within our portfolio before the end of 2019 to reflect the 2017 Commissioner’s Standard Ordinary (CSO) Table and Principle-Based Reserving (PBR) requirements. We’re providing you this information now to help you plan for a smooth transition for you and your clients before January 1, 2020.

Don’t forget to join us November 7-9 at the 38th NAILBA Annual meeting in Dallas. Visit booth 216 to learn how Protective Velocity — our end-to-end suite of digital capabilities — can help you speed up production, deliver policies faster and easier, and drive your business forward.

At Protective Life, we combine quality products with a competitive underwriting philosophy. We know that underwriting is pivotal to your success with clients, which is why our experienced team of underwriters works hard to assign the best risk class to your cases. Building on our recent announcement of the Quick Quote Underwriting Team, we have added another available resource for our BGA partners to make Protective’s underwriting process more efficient and expeditious.