Category

July 2019

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PLUS Accelerates the “Less-Than-Perfect” Applications, Too

Available with Protective® Classic Choice Term and Protective Custom ChoiceSM UL, the Protective Life Underwriting Solution (PLUS) provides clients with the opportunity to qualify for accelerated underwriting.

Most think that the client needs to be in “perfect” health to qualify for accelerated underwriting. Our PLUS program is different. Take a look at these recent examples of clients with less-than-optimal medical histories who were approved to undergo accelerated underwriting through PLUS.

Enhancements to Protective® Guaranteed Income Indexed Annuity

Clients face a lot of uncertainties in retirement, such as unexpected expenses and health issues. Having predictable income shouldn’t be one of them. Protective Guaranteed Income Indexed Annuity with the Guaranteed Income Benefit has been redesigned to provide even more guarantees in three key ways: guaranteed income clients can’t outlive, a guaranteed rate cap for term interest crediting strategy and guaranteed flexibility for when life happens.

Lord Abbett Funds Removal and Transition Rules

At Protective Life, we believe that doing the right thing is the foundation of everything we do. Therefore, we want to remind you that Lord Abbett is liquidating two of their funds and make sure you are aware of the transition rules for older variable universal life products.