On August 12, 2019, we repriced Protective® Classic Choice Term to be even more competitive with an average 1% premium decrease. Now, you can offer Protective’s dependable term coverage — with the speed and efficiency of PLUS — at an even lower price.
There’s a lot at stake when helping clients prepare for retirement — especially if systematic withdrawals are part of their plans. A poor sequence of returns early in retirement can hit clients’ portfolios without warning and weaken their ability to fund the next 20 or 30 years of their lives. Luckily, adding a source of guaranteed income can help.
Protective Life’s voice signature functionality makes signing an application even easier for clients. For you, that means expedited turnaround times and a more streamlined digital application and policy delivery process. On average, voice signature saves more than two days on application turnaround.
We have updated our Policy Revisions Commission Guidelines to include internal replacements associated with our most recent acquired company, Great-West Life & Annuity Insurance Company. These commission guidelines will be effective August 1, 2019.
We’re excited to announce Protective® Classic Choice Term will be repriced on August 12, 2019. Now, you can offer Protective’s dependable term coverage — with the speed and efficiency of PLUS — at an even lower price.
Available with Protective® Classic Choice Term and Protective Custom ChoiceSM UL, the Protective Life Underwriting Solution (PLUS) provides clients with the opportunity to qualify for accelerated underwriting.
Most think that the client needs to be in “perfect” health to qualify for accelerated underwriting. Our PLUS program is different. Take a look at these recent examples of clients with less-than-optimal medical histories who were approved to undergo accelerated underwriting through PLUS.
Clients face a lot of uncertainties in retirement, such as unexpected expenses and health issues. Having predictable income shouldn’t be one of them. Protective Guaranteed Income Indexed Annuity with the Guaranteed Income Benefit has been redesigned to provide even more guarantees in three key ways: guaranteed income clients can’t outlive, a guaranteed rate cap for term interest crediting strategy and guaranteed flexibility for when life happens.
With our new TeleLife EZ-Worksheet, you can ditch submitting our traditional paper applications and add valuable time back into your day.
At Protective Life, we believe that doing the right thing is the foundation of everything we do. Therefore, we want to remind you that Lord Abbett is liquidating two of their funds and make sure you are aware of the transition rules for older variable universal life products.
Find out more about this important product update.