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Policy Revisions Commission Guidelines

We have updated our Policy Revisions Commission Guidelines to include internal replacements associated with our most recent acquired company, Great-West Life & Annuity Insurance Company. These commission guidelines will be effective August 1, 2019.

PLUS Accelerates the “Less-Than-Perfect” Applications, Too

Available with Protective® Classic Choice Term and Protective Custom ChoiceSM UL, the Protective Life Underwriting Solution (PLUS) provides clients with the opportunity to qualify for accelerated underwriting.

Most think that the client needs to be in “perfect” health to qualify for accelerated underwriting. Our PLUS program is different. Take a look at these recent examples of clients with less-than-optimal medical histories who were approved to undergo accelerated underwriting through PLUS.

Enhancements to Protective® Guaranteed Income Indexed Annuity

Clients face a lot of uncertainties in retirement, such as unexpected expenses and health issues. Having predictable income shouldn’t be one of them. Protective Guaranteed Income Indexed Annuity with the Guaranteed Income Benefit has been redesigned to provide even more guarantees in three key ways: guaranteed income clients can’t outlive, a guaranteed rate cap for term interest crediting strategy and guaranteed flexibility for when life happens.

Lord Abbett Funds Removal and Transition Rules

At Protective Life, we believe that doing the right thing is the foundation of everything we do. Therefore, we want to remind you that Lord Abbett is liquidating two of their funds and make sure you are aware of the transition rules for older variable universal life products.

Agent’s PLUS Experience is a Speedy Success

The less time spent on paperwork, the more time an agent has to connect with clients. Carolyn Sampson, Senior Vice President of The National Benefit Corporation (TNBC), recently talked about the ease of business with the Protective Life Underwriting Solution (PLUS), and how it helped turn an application into a policy in less than a week.

TeleLife® Offers Tools for Easy, Clear Communication

At Protective Life, we strive to serve people by leading them to the right solutions. And without easy, clear communication, this can’t be achieved. That’s why our TeleLife team is equipped with bilingual agents and recently introduced text messaging and voice signature capabilities1.