When it comes to retirement planning, many clients tend to underestimate retirement risks because they rely on Social Security benefits and pension plans to cover retirement expenses. But retirement risks, such as retiring in a down market, can cause even the most carefully laid plans to fall apart.

For example, in 2008, a $500,000 portfolio was reduced to $259,971.1 Waiting for recovery can be tough, especially for the 53% of people who retire earlier than expected – and most often not by choice. 2  This is just one example of why it is important to consider guaranteed income as a way to protect a retirement plan.

Help get clients confident about retirement

You can help clients feel more confident in their future plans by starting a conversation about guaranteed income. Find out how our free resources can help you identify opportunities, grow referrals and instill retirement planning confidence amid life’s uncertainties.

Let’s deliver on our promises. Together.

PLAG.1626600 (03.20)
For Professional Use Only. Not for Use With Consumers.
Protective and Protective Life refer to Protective Life Insurance Company.
1Calculated by Protective Life using data from the S&P 500 Index Daily Returns.
2Based on data from LIMRA Secure Retirement Institute, The Inner Workings of Retirement Timing, Consumer Behavior and Attitudes. 2018.
Protective and Protective Life refer to Protective Life Insurance Company.
Annuity products are offered through Protective Life Insurance Company, located in Brentwood, TN. All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company.
Annuities are long-term insurance contracts intended for retirement planning.

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