There’s a lot at stake when helping clients prepare for retirement — especially if systematic withdrawals are part of their plans. A poor sequence of returns early in retirement can hit clients’ portfolios without warning and weaken their ability to fund the next 20 or 30 years of their lives.
The gains needed to recover from a decline are often considerably greater than the loss itself. For example, a 20% loss would require a 62% gain.1 This is why having a plan to manage the impact of a market drop is so important.
Fortunately, a solution like the Protective® Guaranteed Income Indexed Annuity can help. It offers three powerful guarantees for retirement income clients can’t outlive:
- Guaranteed income for life
- Guaranteed Rate Cap for Term interest crediting strategy
- Guaranteed flexibility
Encourage your agents to customize and share this flyer so they can help clients understand how lifetime income can fuel their retirement.
Let’s deliver on our promises. Together.
For Financial Professional Use Only. Not for Use With Consumers.
1Calculated by Protective Life. Assumes 5% withdrawals for five years from the remaining value after the loss.
Protective® is a registered trademark of Protective Life Insurance Company, Protective Guaranteed Income Indexed Annuity is a trademark of Protective Life Insurance Company.
All payments and guarantees are subject to the claims-paying ability of Protective Life Insurance Company. Neither Protective Life Insurance Company nor its representatives offer legal or tax advice. Purchasers should consult with their legal or tax advisor regarding their individual situations before making any tax related decisions.
Annuities are long-term insurance contracts intended for retirement planning.
Protective Guaranteed Income Indexed Annuity is a limited flexible premium deferred indexed annuity contract issued under contract form series FIA-P-2010 or FIA-P-2011 and state variations thereof. The Guaranteed Income Benefit is provided under rider form series FIA-P-6048. Protective Guaranteed Income Indexed Annuity is issued by Protective Life Insurance Company located in Brentwood, TN. Contract form numbers, product availability and features may vary by state.
Protective Guaranteed Income Indexed Annuity is not an investment in any index, is not a security or stock market investment, does not participate in any stock or equity investment, and does not contain dividends.